Summary: CaixaBank customers can invest in cryptocurrencies by transferring euros to exchanges licensed as Virtual Asset Service Providers (VASPs) by the Bank of Spain.
👉 Uphold is a recommended exchange offering free EUR deposits from CaixaBank accounts, supporting 250+ cryptocurrencies, and available in both Spanish and English. With zero trading fees, transparent reserves, and multi-asset support, Uphold is a top choice for CaixaBank users.
Key Features:
- Assets Available: 250+ cryptocurrencies and stablecoins
- Trading Fees: 0% commission (variable spreads apply)
- Deposit Methods: Bank transfers, IBAN, debit/credit cards, and more
Can I Buy Cryptocurrencies with CaixaBank?
Yes. CaixaBank permits secure transfers to Spanish crypto exchanges regulated by the Bank of Spain. Users can deposit EUR via SEPA transfers, IBAN payments, or card transactions, streamlining the investment process.
How to Buy Crypto with CaixaBank
Follow these steps to purchase cryptocurrencies using CaixaBank and Uphold:
- Create an Account: Register on Uphold’s platform and complete identity verification.
- Deposit Funds: Transfer EUR from your CaixaBank account via bank transfer, card, or other supported methods.
- Select Crypto: Browse 250+ assets and choose your preferred cryptocurrency.
- Confirm Purchase: Enter the amount, review details, and finalize the transaction.
What Are the Fees?
Exchanges charge varying fees for deposits, trades, and withdrawals. For CaixaBank users:
- Uphold: No trading fees (~1% spread for EUR-to-Bitcoin conversions).
- Other Platforms: Fees may exceed 2% per transaction (e.g., Coinbase).
Always review fee structures before trading.
CaixaBank’s Crypto Policy
CaixaBank supports crypto transactions to VASP-licensed exchanges compliant with:
- KYC/AML Regulations: Ensures secure, transparent transactions.
- MiCA (EU Crypto Regulation): Unifies crypto asset rules across Europe (effective 2024).
About CaixaBank
👉 CaixaBank is a leading Spanish bank offering financial services for local and international clients. Key highlights:
- HolaBank: Tailored services for expats in Spain.
- Deposit Guarantee: Up to €100,000 protected by the Deposit Guarantee Fund.
Conclusion
CaixaBank customers can invest in crypto via regulated exchanges like Uphold, which offers:
- 250+ assets
- Instant EUR deposits
- Competitive fees
Stay updated on regulations like MiCA to optimize your investments.
FAQs
1. Does CaixaBank allow crypto purchases?
Yes, via transfers to licensed exchanges.
2. What’s the best exchange for CaixaBank users?
Uphold (low fees, free EUR deposits, 250+ cryptos).
3. Are crypto transactions taxed in Spain?
Yes—consult a tax advisor for reporting requirements.
Written by Antony Bianco
Research Lead, Datawallet
Expertise: DeFi, Ethereum, Zero-Knowledge Proofs