A prominent crypto founder and XRP community leader recently highlighted the XRP Rich List, emphasizing the investment threshold required to rank among the top 5% of XRP holders. Amid ongoing market volatility, understanding these benchmarks can help investors gauge their positions and strategize effectively.
Holding 10,000 XRP Places You in the Elite 5%
Data reveals that wallets holding 10,000–100,000 XRP (valued at $24,500–$245,000) have surged by 5,000+ addresses since February 2025. Dr. Artur Kirjakulov, founder of XPMarket, confirmed that investors in this tier now occupy the top 4.72% of all XRP addresses, effectively outperforming 95% of holders.
👉 Discover how top investors leverage XRP for long-term gains
Key Statistics:
- Total XRP accounts: 6.3 million.
- Top 5% addresses (10,000–25,000 XRP): 161,048 wallets.
- Collective holdings: 2.43 billion XRP (4.17% of circulating supply).
Notable Contrasts:
- 81% of addresses hold 0–500 XRP (≤$1,225), totaling just 226 million XRP.
- 296,992 addresses with 10,000+ XRP control 60.24 billion XRP—the majority of the network’s wealth.
Investor Behavior Trends
Santiment’s on-chain data reveals divergent strategies among XRP holders:
Accumulation Tier (1,000–100,000 XRP):
- Added 200 million XRP since February 2025.
Distribution Tier (100,000–1 million XRP):
- Reduced balances by 50 million XRP, now holding 6.62 billion XRP.
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FAQs
1. What does holding 10,000 XRP signify?
It places you in the top 5% of XRP investors, with a portfolio worth $24,500+ (at current prices).
2. How many XRP wallets exist?
Approximately 6.3 million, but most hold minimal amounts (0–500 XRP).
3. Are large XRP holders buying or selling?
Smaller whales (1,000–100,000 XRP) are accumulating, while mid-tier holders (100,000–1M XRP) are distributing.
4. What percentage of XRP is held by the top 5%?
The top 4.72% control 4.17% of circulating supply (2.43 billion XRP).
5. Why monitor the XRP Rich List?
It provides insights into market sentiment and whale activity, aiding investment decisions.
Disclaimer: This analysis is for informational purposes only and not financial advice. Conduct independent research before investing.
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