USDT (Tether) remains one of the most widely used stablecoins in the cryptocurrency ecosystem, essential for trading, investing, and arbitrage. If you're wondering whether Binance allows direct USDT purchases—the answer is yes, with three convenient options.
Method 1: Credit/Debit Card Purchase (Best for Beginners)
The simplest and fastest way to acquire USDT:
Steps:
- Log in to your Binance account and complete KYC verification.
- Navigate to Buy Crypto > Credit/Debit Card.
- Select USDT, enter the amount, and bind your Visa/Mastercard.
- Confirm payment—funds arrive within minutes.
Pros:
- Instant deposits (no blockchain wait times).
- Beginner-friendly interface.
Considerations:
- ~1.8–2.5% transaction fees.
- Some regional banks may block transactions; use crypto-friendly or international cards.
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Method 2: Apple Pay or Google Pay (Ideal for Mobile Users)
Seamless for smartphone/tablet users:
Steps:
- Open Binance App/website and select Apple Pay or Google Pay.
- Choose USDT and amount, then authenticate payment.
Pros:
- One-tap payments (no card details required).
- Faster than traditional methods.
Considerations:
- ~2% fees apply.
- Limited to supported devices/browsers.
Method 3: C2C (P2P) Trading (Lowest Fees for Local Currency)
Perfect for TWD (Taiwan Dollar) or other fiat deposits:
Steps:
- Go to Buy Crypto > P2P Trading on Binance.
- Filter for USDT/TWD pairs and select a high-rated seller.
- Pay via local methods (bank transfer/LINE Pay) and confirm receipt.
Pros:
- Near-zero fees.
- Supports regional payment options.
Considerations:
- Prioritize sellers with 95%+ completion rates.
- Start with small test transactions.
Comparison Table
| Method | Fees | Speed | Best For |
|----------------|------------|---------------|-------------------------|
| Credit Card | 1.8–2.5% | Instant | Beginners, global users |
| Apple/Google Pay | ~2% | Instant | Mobile users |
| C2C (P2P) | 0% | 5–15 mins | Local currency users |
What Is Binance?
Binance, founded in 2017, is the world’s largest crypto exchange by trading volume. It supports:
- 350+ cryptocurrencies.
- Spot/derivatives trading, staking, NFTs, and Web3 wallets.
- Multilingual interfaces (including Traditional Chinese).
👉 See why Binance leads in liquidity and low fees
FAQs
Q: Is buying USDT on Binance safe?
A: Yes, Binance employs strict security protocols, including 2FA and cold storage for funds.
Q: Which method has the lowest fees?
A: C2C trading typically incurs no fees beyond your bank’s transfer costs.
Q: Can I use PayPal to buy USDT?
A: Not directly—Binance supports credit cards, Apple/Google Pay, or P2P for USDT purchases.
Final Tips
- Start with small purchases to familiarize yourself with the process.
- Always verify seller ratings in P2P trades.
- Diversify entry methods based on urgency and cost preferences.
By leveraging Binance’s flexible USDT purchase options, you can seamlessly enter crypto markets with confidence.