Understanding Ethereum-Backed Loans
Ethereum loans allow you to access liquidity while maintaining your ETH holdings. Unlike traditional loans that rely on credit scores, these crypto-secured credit lines use your digital assets as collateral through an automated Loan-to-Value (LTV) system.
Key Loan Features
- Flexible LTV Ratios: Borrow up to 50% of your collateral's value
- Multi-Currency Options: Receive funds in fiat or stablecoins (USDT/USDC)
- Rapid Processing: Same-day approval with funds typically available within 1-5 business days
- Tax Efficiency: Avoid capital gains taxes by borrowing against assets rather than selling
Why Choose ETH-Backed Financing?
Competitive Advantages
- High Borrowing Capacity
Daily limits up to $2M for standard clients ($200M for private clients) - Instant Access to Capital
Automated credit lines activate immediately after ETH collateralization Optimized Financial Strategy
- Maintain ETH market exposure
- No forced liquidations below 83.33% LTV
- Interest-only payment options available
Cross-Platform Utility
Funds can be:- Transferred to bank accounts
- Used directly within crypto ecosystems
- Converted across 40+ supported currencies
👉 Discover how ETH loans can work for you
Loan Management Essentials
Dynamic Collateral System
- Value Increases: Automatically increases available credit
- Market Downturns: Receive margin call alerts at 70% LTV
- Autoprotection: Partial repayments triggered only at 83.33% LTV
Interest Rate Structure
| Loyalty Tier | NEXO Holdings | APR |
|---|---|---|
| Base | 0% | 18.9% |
| Silver | 1% | 17.9% |
| Gold | 5% | 13.9% |
| Platinum | 10% | 10.9% |
Minimum $5,000 portfolio balance required for tiered rates
Step-by-Step Borrowing Process
- Collateralize ETH
Transfer Ethereum to your secured wallet Select Disbursement
Choose between:- Bank transfer (50+ currencies)
- Crypto wallet deposit (USDT/USDC)
- Receive Funds
Typically within 24 hours for crypto transfers (3-5 days for fiat)
👉 Start your ETH loan application today
Frequently Asked Questions
What's the minimum ETH loan amount?
- $50 equivalent in stablecoins
- $500 for fiat transfers
How quickly are loans disbursed?
- Crypto transfers: Minutes to 24 hours
- Bank transfers: 1-5 business days
Can I change my collateral after borrowing?
Yes, you may add additional assets or swap collateral types to maintain your LTV ratio.
What happens if ETH price drops?
You'll receive alerts at 70% LTV with options to:
- Add more collateral
- Make partial repayments
- Wait for potential rebound
Are there prepayment penalties?
No, you can repay anytime without fees using 40+ supported currencies.
How are interest payments calculated?
Daily accrual based on your outstanding balance and current loyalty tier rate.
Building Wealth with Crypto Finance
Modern portfolio strategies now incorporate crypto-backed lending to:
✔️ Increase capital efficiency
✔️ Maintain asset exposure
✔️ Access liquidity events
✔️ Optimize tax positions
👉 Explore advanced ETH financing solutions
Note: All loan terms subject to platform policies and market conditions. Rates shown reflect current offerings and may change.