OKX offers comprehensive cryptocurrency financial services including value-added products, staking rewards, lending investments, and third-party DeFi solutions. Our platform provides multiple earning opportunities such as:
👉 Maximize your crypto holdings with OKX Earn
Core Financial Products at OKX
Flexible Savings (Yu Bao)
- Daily interest accrual
- No minimum deposit requirements
- Instant access to funds
- Supports BTC, ETH, USDT, and other margin trading pairs
Fixed-Term Staking
- Lower-risk POS rewards
- Share node validation profits
- Simple participation through the [Earn] interface
DeFi Services
- Gas-free participation in top protocols
- Zero platform fees
- Access to Compound, AAVE, and other leading projects
Dual Currency Products
- Option-based investment instruments
- Non-principal protected, high-yield
- Available for BTC, ETH, and USDT
How to Participate
Flexible Savings Walkthrough
Subscribe
- Navigate to [Flexible Savings] via OKX app homepage
- Search desired currency (e.g., USDT)
- Set preferred annualized rate (or use optimal default)
- Confirm subscription
Redeem
- View under [Assets] > [Financial Account]
- Manage orders and request redemption
- Principal + rewards transfer to spot account
Staking & DeFi Participation
- Locked Staking: Select projects through [Earn] > [Locked Staking]
- DeFi Services: Browse available protocols under [Earn] > [DeFi]
Dual Currency Products
- Accessible via [Finance] > [Earn] > [Dual Currency]
- Fixed yield with variable settlement currency
- Outcomes determined by market price vs. strike price
Risk Management
- Carefully review all product rules before participation
- Confirm lockup periods and risk parameters
- Diversify across multiple product types
👉 Start earning with OKX's secure platform today
FAQ Section
Q: What's the minimum interest accrual amount?
A: Balances below 0.0001 of any currency won't accrue interest.
Q: How often are Flexible Savings rewards paid?
A: Interest accrues daily and compounds automatically.
Q: Can I withdraw from Fixed-Term Staking early?
A: Most locked products require completion of the staking period for full rewards.
Q: What makes Dual Currency products different?
A: These are structured products with predetermined yields but variable settlement currencies based on market conditions.
Q: Are DeFi services custodial?
A: Yes - OKX handles all smart contract interactions while maintaining asset custody.
Q: How are staking rewards calculated?
A: Rewards distribute proportionally based on your staked amount relative to the validator's total stake.